The transition from one goal to another is often more challenging than either of the goals themselves. Once you get going, momentum can do a lot of the work, but turning the ship around or veering in a different direction takes planning, effort, discipline, and patience.
If that sounds daunting, don’t worry. Today’s guest can help.
Dr. Dorian Mintzer specializes in life transitions, helping both individuals and couples prepare for fulfilling retirements by exploring the non-financial aspects. She encourages people to examine past experiences to manage future expectations so they can fully understand how to adapt and foster continuous personal development.
As co-author of The Couple’s Retirement Puzzle, she advocates for 10 must-have conversations between partners as they share the journey into retirement. Her array of personal and professional experiences as a therapist, coach, and teacher affords her a unique perspective to help folks not only navigate the second half of life but fully revolutionize their retirement!
Read The Full Transcript From This Episode
(click below to expand and read the full interview)
- Wes Moss [00:00:04]:
I’m Wes Moss. The prevailing thought in America is that you’ll never have enough money. And it’s almost impossible to retire early. Actually, I think the opposite is true. For more than 20 years, I’ve been researching, studying, and advising American families, including those who started late, on how to retire sooner and happier. So my mission with the Retire Sooner podcast is to help a million people retire earlier while enjoying the adventure along the way. I love, love for you to be one of them. Let’s get started.Wes Moss [00:00:36]:
Dr. Dorian Mincer. Hello.Dorian Mincer [00:00:38]:
Hello. Nice to be here, Wes. Thank you for inviting me.Wes Moss [00:00:41]:
So where are you operating from?Dorian Mincer [00:00:44]:
Massachusetts. Brookline, Mass. Which is right next to Boston.Wes Moss [00:00:49]:
Brookline, Mass. Okay. And have you ever been to Atlanta?Dorian Mincer [00:00:53]:
I have.Wes Moss [00:00:55]:
Or just through the airport. Almost everybody’s been through.Dorian Mincer [00:00:57]:
Well, I have been through the airport, but I’ve actually been to Atlanta, I think twice. Not for a long time, though.Wes Moss [00:01:04]:
Well, there’s a whole lot I wanted to get to, and I found you. I don’t know where. Ultimately, I read something and thought, wow, Dory would be so perfect for the Retire Sooner podcast. The you’re a psychologist, you’re a coach, retirement coach, and you help couples and individuals really think about those bonus, what you call your bonus years, which I love. And I think maybe if we could just start out by saying, what’s the biggest problem that you see that somebody is kind of working through when it comes to this transition? Maybe it’s less work or no work and tell us who you help typically, and what usually is their problem before you can help fix it?Dorian Mincer [00:01:49]:
Well, I work with individuals and couples, and so they’re both similar issues with individuals and couples, because we’ve all got to kind of think about it for ourselves. And generally, people are thinking about what’s next. You know, how do I want to spend the rest of my life? You know, I know there’s all this stuff about we’re living longer and how do I want to do it and can I afford to retire? Do I want to retire? If I’m in a relationship, how is it going to impact my family? You know, is my spouse or partner interested in retiring? There are all those kind of questions. And so one of the biggest challenges, I think, and the way I try to begin when I start to help individuals and couples, is to think about the role work has played for you. And it can be work being full time at home, or it could be work outside of the home. But generally, if we think about it, work gives you a reason to get out of bed in the morning. It gives you a sense of connection, engagement, purpose and meaning, oftentimes self esteem, sense of community.Wes Moss [00:02:57]:
So those are all great things. But people still. In America, people still don’t love work mostly, right?Dorian Mincer [00:03:03]:
Well, some do, some don’t. And that’s sort of what’s been different, that some people want to work, but maybe not as much or not in the same way. So what I often say to people when they begin to think about what’s next is how are you going to build into your life a reason to get out of bed in the morning? How will you build some structure? Doesn’t have to be like a work structure, but how will you build connection, engagement, and some purpose and meaning into your life? I think that’s a key challenge for people without thinking some about that. I mean, there can be absolutely a honeymoon at the beginning, you know, if you’re just, as you say, really tired of working.Wes Moss [00:03:44]:
Burned out.Dorian Mincer [00:03:45]:
Burned out, right. There can be a honeymoon of not wanting to do anything. But I must say, what I often see, because sometimes I’ll see people at the beginning stage thinking about how do I want to retire? And sometimes people come in later, having been retired, really feeling it’s not going the way I want and something’s missing. And often it’s that connection, engagement, and purpose and meaning.Wes Moss [00:04:14]:
So that’s the problem. People will come to you when retirement just kind of falls flat on what they thought it might be. And their expectations were that it’s gonna be great and they go through a honeymoon phase, but then they’re deep into this next phase and it’s just not what they thought it would be. So do people come to you more for the psychological side of this, or do they come to you for the financial side of this? Or is it mostly both when they’re seeking help from Dr. Dorey?Dorian Mincer [00:04:46]:
Well, so one clarification is sometimes people come even before they’re retired. You know, they may be just thinking about it, and some come after they’re retired. I’m not a financial planner. However, I’ve done a lot of work with women and money, couples and money. So I can help people think about the questions to talk about with a financial planner. And I truly believe no matter how much or how little money you have, it’s very helpful and important if you can find a good financial planner that has what’s called a holistic orientation, which means not just investing, but, you know, money isn’t just a number, it’s a tool, you know, and so needing to have somebody help you Think about how do you want your money to work for you? What will it mean if you’re not bringing money in or not bringing as much money in. And so part of it is the financial. My work tends to be in the non other than helping people with the questions to ask and to help them think about their money personality.Dorian Mincer [00:05:53]:
And if they’re in a couple where there might be conflicts about money. There are a lot of non financial aspects of retirement. Some are psychological, some are social, some are environmental.Wes Moss [00:06:06]:
Well, I’d love to hear some of those or maybe some examples of families that you’ve worked with or individuals or couples where they were kind of struggling for whatever reason. And it sounds like a lot of the reason goes into the category where it’s they are lacking some sort of engagement, lacking some sort of purpose, lacking one of those core components that you talk about. And then I’d love to hear how did you help them turn that around and what did they discover?Dorian Mincer [00:06:38]:
Well, a lot of times it starts with taking time to think about what do they want? You know, where are they at this sort of stage of life and what is it that they want? And again, it would be similar issues but a little bit different if it’s people really thinking about the timing of retirement versus people who have already retired. Sometimes it’s really helping couples learn how to communicate and what I often say to people. Although I co wrote a book called the couples retirement puzzle, 10 must have conversations for an amazing new life Together. Although it was written for couples, it’s really helpful for anybody because we have to kind of puzzle it out and question things for ourselves and talk with whoever’s on the journey with us. It might be a friend, it might be siblings, might be a partner. But to really think about how do I want to live this next stage of life. And so oftentimes it’s the beginning phase is exploring and discovering, but also learning how to communicate. It’s amazing how we just don’t always know how to talk with somebody that we love or somebody that’s important in our life because there’s some difficult conversations.Wes Moss [00:07:54]:
So what are some of the things though that people. Again, I’ve been in the financial planning world for 25 some years and I do focus a lot on the lifestyle side of this. So one of my books is what the Happiest Retirees Know. So I’m very, very involved in that research and I really believe that financial planning has to overlap with lifestyle planning and how those two work together to have a fulfilling, happy retirement. But I do. What I guess is a little less clear because it’s different for everybody, is what pulls somebody out of that doldrum of the transition. So some folks I think about my father in law who was, he’s an engineer and he kind of, he really worked his tail off for so many years. And then when he was done, he was so happy about being done and there was no alarm clock for the first time.Wes Moss [00:08:45]:
And he used to be on call and have to go into the plant and fix things. And this is like. Well, and he’s in his 60s and having to get up in the middle of the night. And when he was done, he basically went into this honeymoon phase and never left it. He’s never been bothered by not having the purpose of work, the engagement of work. Now he’s got other core pursuits and I think that those are critical. One of them is sailing. So I mean, he’ll spend the whole summer on a boat and sailing.Wes Moss [00:09:11]:
So he’s got a lot to do. Maybe that’s why his honeymoon phase kind of never ended. But what’s a little harder to identify from person to person to person is what’s the catalyst that got them out of the doldrum? So was it just, and this is kind of just in your experience, Is it some sort of new core pursuit? Is it some sort of group? Is it church? Is it? Or is it just all the above, that it can be unique for pretty much everybody?Dorian Mincer [00:09:43]:
It can be any of those things. What’s interesting is that some people retire because they just want to get out of whatever they were doing. And they do have interests that maybe they didn’t have time for before. And they have hobbies or as you say, church, or they have kids or grandchildren or nieces or nephews. Any of those things could be purpose. I’m not talking purpose with a big picture. It can be purpose with just a little tiny pea.Wes Moss [00:10:11]:
Yeah.Dorian Mincer [00:10:11]:
And you know, and it can be really gratifying and a lot of fun to just finally have time to, as you say, your father in law, be a sailor or want to learn or pick up something you had to put away because there were so many responsibilities during the earlier years. Working, maybe raising a family that you didn’t have time. And then, you know, suddenly there’s this time which is very exciting. But it can be daunting for some people. And that’s sort of the interesting thing I often ask people to think about. How have they handled other transitions in their life?Wes Moss [00:10:49]:
Okay.Dorian Mincer [00:10:49]:
Because all transitions have an end kind of a Period of unknown and then a new beginning. Some people have trouble with like the ending, some with the not knowing, some with the new beginning. Some don’t have trouble with it at all. You know, once they make a decision, they’re just, they’re gone. But I find it helpful because people can then think about. And if you’re in a couple, the part that’s harder for you may not be as hard for your partner. So knowing that can help you kind of anticipate what’s this transition going to be like.Wes Moss [00:11:25]:
So you kind of help digging. So you’re saying, okay, let’s go back over the course of your life and think of some of the things that have laid, that maybe lay fallow like you would like to do, but you just really haven’t done them for a long time. You haven’t focused on doing these five things. And are you kind of helping pull that out of somebody and dig back to see what could reignite you in this new phase?Dorian Mincer [00:11:49]:
That could be part of it. The other could be where some people say, you know, work has just been my whole identity and you know, I don’t know who I am or what I can do. I don’t have any hobbies, I don’t have interests. So then it may be exploring who are people that you admire that are doing things that you find interesting. You know, what are movies that you like to see and what do people in the movies if you don’t say, you know, people just trying to, it is trying to help people think about what might light that fire in the belly, what might interest you, knowing that lifelong learning is so important. And we’ve, you know, some people say long life learning or life, you know, lifelong learning, but it’s keeping your mind active and you know, knowing that, you know, you’re not just being put out to pasture. And it’s not all downhill. I mean aging used to be thought of as it’s, you know, after 60 it’s all downhill.Dorian Mincer [00:12:53]:
I mean nowadays people are living into the 80s, 90s, hundreds. It’s only downhill if you want it to be downhill or let it be downhill.Wes Moss [00:13:01]:
And a new and a child born today in the United States has what’s the chance of them living to 150, 50 chance.Dorian Mincer [00:13:10]:
So it’s a toss up the likely. You know, back in my, my parents generation, the exception was that people lived into their 80s or 90s. Now it’s more the expectation.Wes Moss [00:13:21]:
Yeah.Dorian Mincer [00:13:21]:
And there’s actually been you since you’re up on the studies to Becca Levy out of Yale talks about an attitude about aging. A positive attitude about aging can give you seven and a half more years of life.Wes Moss [00:13:35]:
That’s right. That was another question I was going to ask. But as we kind of talk this through on this, trying to find this next phase purpose, let’s say you’ve done some work. I mean, I guess it was an ebook for you, but it was the second half plays when it comes to career. Right. And I think about Nancy Collomer. I don’t know if you know Nancy, who wrote Second Act Careers. So what are some of the things you’ve seen people do next that might be.Wes Moss [00:14:05]:
Maybe you wouldn’t have thought that that would end up happening and they wouldn’t have thought it would have ever ended up happening. But a year after stopping work, next thing you know, they’re doing what so many different things.Dorian Mincer [00:14:18]:
It’s just, it’s absolutely amazing. I can think of people who ended up sort of having an interest in like Airbnb and deciding, you know, I want to do that and might do it with a spouse if the spouse’s interest. I’ve seen people do that, taking up interest in wine, you know, and actually I can think of a couple. Well, one person in particular who, you know, ended up becoming a wine Somia. I can’t pronounce it right.Wes Moss [00:14:48]:
I can’t either. Sommelier.Dorian Mincer [00:14:50]:
So Mia. Yeah, right. Somebody who had been a CEO in the corporate world always had this interest in math and he began to be a math and physics teacher in a high school. Loved it. So, you know, there are many different things. Some involve work and some people like still the doing and also like to maybe because of their own circumstances, earn some extra money. But that money’s not the driver. Often, you know, some people also become entrepreneurs.Dorian Mincer [00:15:25]:
You know, the over 50 age group is a fastest growing age group of people starting businesses, you know, on their own as solopreneurs or you know, maybe even having an idea of legacy and including family, making it into a family business, buying a franchise.Wes Moss [00:15:42]:
Oh, have you seen some folks do franchises?Dorian Mincer [00:15:45]:
Yep. I have one in particular. And there are people who specialize in helping people explore and do that. There’s so many options now. That’s what’s kind of exciting if people can, you know, again, it’s how one deals with trans transition. But if you can get into the excitement of the potential of things that can be there. And part of what I have found helpful is as I said before, some people are just retiring from oftentimes it’s helpful to Think what do you want to retire to? You know, do you have some idea of what you’d like to have time for? And it might be travel. I mean the pandemic made that difficult for people because, you know, people had to kind of put, you know, they had to kind of squash travel for a while.Dorian Mincer [00:16:30]:
People are getting back to traveling.Wes Moss [00:16:34]:
If you’ve ever done a Jane Fonda workout or if you remember as a kid, Rocky running the steps and if Michael keaton is still Mr. Mom to you, then guess what? It’s officially time to do some retirement planning. It’s Wes Moss. Weren’t those the good old days? Well, with a little bit of retirement planning, there are plenty of good days ahead. Schedule an appointment with our team today@yourwealth.com that’s y o u r yourwealth.com you were a parent later in life and I’m in the middle of this with four kids and I still have a fair pretty long way to go years wise and before all of them are out of the house. But I do have my social group. Everybody had kids at a slightly different period of time and some of them are now empty nesters. Now they had three kids.Wes Moss [00:17:28]:
Now all of them are at college except for maybe one or maybe the last one just went to college. That is a very big deal and a very big transition.Dorian Mincer [00:17:36]:
Absolutely.Wes Moss [00:17:36]:
So this parenting a I wanted just to hear your story about why your journey as this later in life parenting and then what parenting gives us because when the responsibility there, I guess time wise diminishes that’s like stopping work. That’s a huge deal, right?Dorian Mincer [00:17:53]:
It is often, you know, your community’s changing, you’re not needed in the same way. And it can be a lot of parallel issues of some loss and grief, you know, the ending of something trying to figure out what did I not have time for before that I might want to do maybe what are ways I want to give back, you know, what are other communities that I can be part of? You know, what friendships do I want to continue to have? What are some that you know are just going to go by just natural attrition? I mean that’s often an issue that when retiring from work and I find it more with men than women of this worry that, you know, my friendship network is all around work activities and you know, often when you’re not working anymore, you know, sometimes people can work hard and keep up friendships but it is needing to develop some new communities, new ways of connecting with people. So I think there’s so many parallels between empty nesting and. And thinking about what’s harder.Wes Moss [00:19:04]:
By the way, you as a psychologist, what is harder for people to work through empty nesting? Last kid goes off to college or stopping a job that you’ve done for 25 years.Dorian Mincer [00:19:18]:
It’s hard to answer it in terms of which is harder, like a yes or, you know, this one or that one. It truly does depend on the person and it depends on what other parts of your identity you’ve allowed yourself to have and develop. So if your whole identity is as a mother or a father.Wes Moss [00:19:36]:
Oh yeah, that makes sense.Dorian Mincer [00:19:37]:
Or if your whole identity is your as a financial person or work, it’s going to be harder for you.Wes Moss [00:19:43]:
Yeah. You have talked a little bit about how men can maybe have a tougher time and maybe have higher levels of depression. Is that almost all because of the Potentially a little bit more. Even more of a focus and identity with work and career?Dorian Mincer [00:20:00]:
Oftentimes it’s still. Even though parenting has become much more a partnership and equal, I think most people do realize that more ends up falling on a woman. Or there may be a woman taking more time off from work during early years or maybe working part time so that it can impact your identity of who you are. And if your main identity is your professional or whatever. I don’t even mean professional, but is your work identity and parenting’s part of the identity, but maybe less as important, then it could be terrifying. I mean, I can remember doing workshops where, you know, I’ll be there maybe with couples and I’ll have a table of men and a table of women talking. And I can just remember a number of men saying, I’m terrified. I am terrified of not working, not having that role, you know, not having that self esteem because I don’t have any other interests.Dorian Mincer [00:21:05]:
I’ve just not given myself time to develop any interests.Wes Moss [00:21:10]:
How long does it take men, let’s say that they’re in a deeper hole than women. Let’s just say hypothetically, how long does it take people to turn that around?Dorian Mincer [00:21:20]:
Again, it depends on the person. I mean, I hate to keep bringing it back to that, but it really is such a variable. You know, there’s some people, because maybe of how they’ve dealt with transitions in the past, you know, they’re just freed up and they begin to, you know, maybe after the honeymoon, just think about what I want to do. There is a dark side of retirement though. People can go down a slippery slope. And if you’re feeling too isolated, if you feel like you don’t matter anymore if you feel like you’re not needed. And this can happen to men and women and this, you know, it can happen to women, particularly if so much of your identity has been being the mom or being the parent.Wes Moss [00:22:03]:
And do you see a correlation with levels of, let’s call it financial security? Does that heighten that fear?Dorian Mincer [00:22:12]:
Oh, no question. I mean, there have been studies saying beyond a certain amount of money, we don’t really need a whole lot. Money does not bring happiness, put it that way.Wes Moss [00:22:25]:
Beyond a certain point.Dorian Mincer [00:22:26]:
Right, but beyond a certain point. But there’s no question that financial struggles, you know, and many people are reaching the stage of life not in good finance. I mean, you know better than me of not having good financial portfolios. Maybe there’s been, you know, costs of education for children or for themselves or, you know, relatives that have need help or, you know, home costs, you know, unexpected illnesses, all kinds of things like that. And income insecurity is very big. I mean, it’s frightening. And I think often women are. It’s a stereotype.Dorian Mincer [00:23:09]:
But many women are more worried about the financial insecurity because they may not have been in the workforce as long, you know, if they actually took off time before. And, you know, we do have gray divorces.Wes Moss [00:23:22]:
On the other end of that spectrum, though, I’d love to hear your perspective on a couple that kind of went the other way where things got maybe even better because of. Through some of your. Again, you’ve written a book about this, the conversations that we should be having with our spouses that could lead to really a blossoming. Right. I mean, because you’ve got this long period of time where you’re working, working, working at a job, coupled with working as a parent. And that is just a tremendous amount of time. And very often people sacrifice almost everything for that. And then all of a sudden the pendulum swings the other way and you.Wes Moss [00:24:03]:
And you’ve got time and you look at each other. That’s a little scary, too. But what’s the upside of that? Have you seen couples kind of that phase is even better than before?Dorian Mincer [00:24:14]:
Absolutely. Many people talk about the, you know, that real upside of finally having time again to appreciate each other. And, you know, there is something that comes with age of a wisdom. And not everybody develops a wisdom, but, you know, we’ve gone through ups and downs usually, and people develop a perspective. And many people talk about the mellowing, you know, that comes and sort of the gratefulness and the appreciation, and it can just make relationships much richer. Of just appreciating each other, time together. And again, this is where your question about finances come in. If there’s some money and I mean if couples like to travel and do things or if they’re maybe children or grandchildren, you know, wanting to spend time.Dorian Mincer [00:25:01]:
I’ve seen so much blossoming and I think it is important for your listeners to think about that. And I’ve seen new marriages and new, you know, new relationships. You know, we live in this changing demographic. There’s, you know, long term relationships, there’s partnerships, you know, there’s people who choose, you know, not to get married, even keep their own places, but, you know, have this rich life of companionship.Wes Moss [00:25:33]:
Yeah, there’s a lot less social pressure now to be the traditional route. Right. There’s, there’s, there’s less. I think the world is just more open to kind of to your point, I mean, non marriage, marriage companionship versus maybe 20, 30, 40 years ago. So we were going back to kind of this. Now we’re getting positive here. So it’s like it can be blossoming. And I think you’ve studied positive psychology too, right?Dorian Mincer [00:26:01]:
I have.Wes Moss [00:26:03]:
Do you ever change somebody that’s kind of a, that doesn’t really think that way? Is that just an innate way of thinking or can people get better at that? I would contend it’s hard to get somebody better at that if they’re already not a positive thinker.Dorian Mincer [00:26:18]:
Change is hard even if you want to change. But I have seen that there can be little behavioral changes of just opening to some new ideas or different ways of thinking.Wes Moss [00:26:32]:
Like. Well, give me an example. You had like Scrooge McDuck all of a sudden as a client, now all of a sudden he wants to give money away. Is that.Dorian Mincer [00:26:40]:
Well, I mean, it could be something like that or it could be deciding what. You know, there’s so much going on in the world, you know, what cause is important and somebody who might be feeling really depressed and isolated. Some suggestions about thinking about being involved either in a political cause or around climate or around whatever it is you think about. Sometimes there can be a change of feeling like I matter. And I think it comes down to often a sense that I matter. I can make a difference. I’m not obsolete anymore. I mean, I do think that people.Dorian Mincer [00:27:24]:
It’s not easy because not everyone wants to learn to change, but I think people can learn empathy. I think people can learn emotional intelligence. When I say connection, engagement and purpose and meaning, that’s from, you know, positive psychology. Well, being kind of the you know, the three, you know, sort of stands, right?Wes Moss [00:27:44]:
So well being is so the financial foundation, then it is relationships, health and then spirituality. Is that the, is that kind of.Dorian Mincer [00:27:57]:
The combination connection, engagement, purpose and meaning, Meaningful relationships, a sense of agency, a sense, you know, you have some contribution to make. And spirituality.Wes Moss [00:28:09]:
Have you seen people become more religious.Dorian Mincer [00:28:13]:
More spiritual and more religious? I’ve seen both, yeah, I have.Wes Moss [00:28:17]:
And what is that? Is that just take going to church? I mean, what, maybe somebody used not to go and now they do.Dorian Mincer [00:28:24]:
No, I’m not. See, I’m differentiating it from religion. That’s necessarily an institution based, church based or temple based or something. For some people, yes, because faith based programs provide community. And so some people may, you know, particularly as you’re dealing with kind of end of life issues, some people do turn to more formal religion. Other people. What I find is it’s being outside in nature. It’s sort of feeling like I’m part of something bigger than myself, you know, and feeling like, you know, I’m connected to, you know, the plants and the flowers and I mean, I know it may seem like the soft stuff, but it’s really important to feel like we’re part of something bigger.Dorian Mincer [00:29:12]:
You know, when you go out and look at the stars at night, you.Wes Moss [00:29:15]:
Realize that the awe of nature, it is pretty incredible. And that seems like a pretty practical type of a step where you’ve got somebody who’s maybe not been in, not spent a whole lot of time in nature, right? Somebody and you, corporate job, you’re going to the city, you’re always in town and all of a sudden, wait a minute, I kind of like the woods, right? I haven’t been, I haven’t been to the woods for a long time. As we kind of wrap up here today, what if I’m thinking about a couple that is, you know, they’re 60 and they’re really eyeing both stopping to work in a similar time and their kids are obviously out of the house at that point. What is your favorite must have conversation between those two humans as they go into this next phase. You call it their bonus years, right?Dorian Mincer [00:30:08]:
Well, there are a number of them, but I think the most important is talking about expectations, expectations of each other. Expectations that are about time together and time apart. They might be expectations of, you know, if we’re both home, you know, are we going to change some of who does what at home. Expectations about how, what our responsibilities and obligations are, you know, for family members or not family members. So I think expectations are key. I Mean, I think it’s inevitable in relationships. We can love somebody, but we disappoint each other. The more you can talk and listen.Wes Moss [00:30:49]:
I’m good at that.Dorian Mincer [00:30:52]:
The talking and listening.Wes Moss [00:30:53]:
No, disappointing.Dorian Mincer [00:30:54]:
Oh, they disappoint. Well, we all do it.Wes Moss [00:30:56]:
I’m disappointed. I’m good at disappointing, Lynn.Dorian Mincer [00:31:00]:
I mean, it’s inevitable because.Wes Moss [00:31:02]:
And this is. I think that’s just good advice. Dory. For any couple. Right? It’s kind of like, oh, I didn’t know you wanted me to take the kids to school. Or I didn’t know you. I was supposed to do this. I would have done it if I would have known, but I thought that I was doing these other things.Wes Moss [00:31:17]:
Oh, those don’t count. Yeah. So I love that. It’s a nice reminder. Expectations are really key. They’re really key.Dorian Mincer [00:31:26]:
And it’s interesting, the person who wrote the foreword to the book that I co authored said he thought it should be given to newlyweds. Not that newlyweds are thinking about retiring, but, you know, communication, expectations, assumptions. I always say assumptions get us into hot water. You know, just like you were saying, you know, well, I thought I did all this.Wes Moss [00:31:46]:
And you know what’s kind of your favorite thing that you’re working on now? You did a TED Talk back. What. How many years ago was that?Dorian Mincer [00:31:53]:
Eight years ago now. Wow. Yeah. I can’t believe it. I’d love to do another one.Wes Moss [00:31:58]:
So you did a TED Talk. That’s a pretty big milestone. What are you. What’s. What are you most excited about now that you’re doing?Dorian Mincer [00:32:04]:
Well, I’m. I’m doing a number of things that I love doing. So this is now my 13th year of. I have a monthly, I call it revolutionize your retirement interviews with expert series. And I started it in May of 2012. I had been to so many conferences and met so many fabulous people and decided that I wanted to make these people available to people who might not get to listen to them. So it’s been free during all these years and you sign up the week before. And I love it because it gets me reading all the new books that come out and interviewing really interesting people.Dorian Mincer [00:32:43]:
And then my assistant, my virtual assistant helped me when I was celebrating my 10th year anniversary. All of the interviews have been re released as podcasts so people can listen to, you know, some of the ones from, you know, 2012.Wes Moss [00:32:59]:
What’s your favorite one of all those? If you were. If somebody goes and finds it, what should they listen to?Dorian Mincer [00:33:06]:
Oh, I have a number of.Wes Moss [00:33:07]:
Yeah, but you can only pick one here on the Retire Sooner podcast.Dorian Mincer [00:33:11]:
All right. One that I think is so important that people say really is helpful around retirement. It’s by Connie Swig Z W E I G called the Inner Work of Age Shifting from Role to Soul. I think that one is really excellent. And it’s not an all or none of retirement versus, you know, doing versus being, but to be reflective in thinking about it. But could I add one more?Wes Moss [00:33:39]:
Yeah, of course.Dorian Mincer [00:33:40]:
The other that I think is really helpful and not just about retirement, but it’s Bruce Feiler. It’s called Life is in the Mastering Change at Any Age. I think it’s a really helpful book to think about. We can’t change past events, but to really think about how we deal with change and how we transition through it. I think it’s been a really nice contribution. There are a whole bunch. I would recommend your listeners go to my.Wes Moss [00:34:09]:
Yeah, where do we find you? What’s your hub of information?Dorian Mincer [00:34:13]:
So revolutionizeretirement.com and you can learn about my programs, watch my TED Talk, sign up for upcoming interviews, have access to some resources. I have a giveaway of a lot of resources focusing on the 10 must have conversations. And there’s also all the different media things and podcasts that I’ve done as well. As I said, a revolutionized retirement radio, which is where the podcasts are and people can listen like, you’re as busy as ever.Wes Moss [00:34:51]:
You’re as busy as you’ve ever been. Thank you so much for being here. It’s very fun to meet you.Dorian Mincer [00:34:56]:
It was lovely to meet you. I loved your questions. Thank you.AD [00:35:00]:
Hey y’all, this is Mallory with the Retire Sooner team. Please be sure to rate and subscribe to this podcast and share it with a friend. If you have any questions, you can find us at Westminster. That’s w e s m o s s dot com. You can also follow us on Instagram and YouTube. You’ll find us under the handle Retire Sooner podcast. And now for our show’s disclosure. This information is provided to you as a resource for informational purposes only and is not to be viewed as investment advice or recommendations.AD [00:35:27]:
Investing involves risk, including the possible loss of principal. There is no guaranteed offer that investment, return, yield or performance will be achieved. Stock prices fluctuate sometimes rapidly and dramatically due to factors affecting individual companies, industries or sectors or general market conditions for stocks paying dividends. Dividends are not guaranteed and can increase, decrease, or be eliminated without notice. Fixed income securities involve interest rate, credit, inflation and reinvestment risks and possible loss of principal as interest rates rise, the value of fixed income securities falls. Past performance is not indicative of future results. When considering any investment vehicle, this information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Investment decisions should not be based solely on information contained here.AD [00:36:15]:
This information is not intended to and should not form a primary basis for any investment decision that you may make. Always consult your own legal, tax or investment advisor before making any investment tax, estate or financial planning considerations or decisions. The information contained here is strictly an opinion and it is not known whether the strategies will be successful. The views and opinions expressed are for educational purposes only as of the date of production and may change without notice at any time based on numerous factors such as market and other conditions.
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