29
Years in Business
110+
Team Members in 4 Offices
$8.1B
Assets Under Management
6,000+
Families Served
Our Mission
Helping Families Find Happiness in Retirement
We serve families at every stage of their financial journey and across a wide range of wealth, from those building toward retirement to multigenerational households managing significant complexity.
Our work goes beyond managing money. We help you invest for income, seek to preserve wealth, plan your legacy, and support the causes you care about, while aiming to help you feel more confident about your financial future, so you can sleep well at night and enjoy the life you’ve worked so hard to build.
Five Principles We Live By
We aspire to live by our core values daily, with each other, and with the families we serve.
-
Know Your Craft
We champion continuous learning. Markets, strategies, and client needs evolve, and we do too.
-
Be Passionate
Helping families retire happy is meaningful work. We bring real energy and commitment to it every day.
-
Do What Is Right
Honesty, transparency, and a fiduciary commitment to put each family's interests first, always.
-
Every Person Matters
Each family is unique, and so is each team member. We listen, respect, and value every voice.
-
Make It Simple
Clear, jargon-free guidance so you can make confident decisions about your financial life.
Meet our team
The people behind your plan
CIA is a team of CERTIFIED FINANCIAL PLANNER™ practitioners, CPAs, investment veterans, analysts, and tax counselors, working together to help families retire happy.
109 team members
Wes Moss, CFP®
Chief Investment Strategist, Managing Partner, Senior Investment Advisor
Mitch Reiner, CFP®, CIMA®
Managing Partner, Senior Investment Advisor
Matt Reiner, CFP®, CFA®
Managing Partner, Senior Investment Advisor
Holly Evans Mallory, IACCP®
Partner, Chief Compliance Officer, Head of Operations
Robert Sanders
Partner, President, Chief Financial Officer
Bryan Rea, CFP®
Partner, Senior Investment Advisor
Jeff Keane
Partner, Director of Business Development
Amanda Lewis
Partner, Operations Director
Connor Miller
Partner, Chief Investment Officer, Co-Host of “Money Matters”
Curt Klein
Senior Advisor, Investment Committee Director
Barbara Pinyan
Client Coordinator
Ariel Weiss
Chief of Staff
Ryan Ely
Senior Investment Advisor, Investment Committee Director
Kristin Curcio
Investment Advisor, Director of Advisors
James Lewis, CFP®, MBA
Senior Investment Advisor
Brynne Simms
Client Service Manager
Bill Cibulas, CFP®, J.D.
Senior Investment Advisor
Harris Lowe, CFP®
Senior Investment Advisor
Chelsey Braswell
Client Service Manager, 2nd Home Operations Lead
Dan Abramowitz
Partner, Investment Advisor, Tampa Office Lead
Courtney Cooper
Client Service Associate
Tanner Sterk, CFP®
Investment Advisor
Adria DeMeo, CRPC®
Investment Advisor
Kevin Rodgers, CFP®
Investment Advisor & Tampa Advisor Lead
Banner Clark, CFP®
Investment Advisor
Eddie Goepp, CFP®
Senior Investment Advisor
Everett Wilkerson, CFP®
Senior Investment Advisor
Michael De La Garza
Investment Advisor
Bill Skiles, CFP®
Investment Advisor
Chris Pataky
Regional Business Development Manager, Investment Advisor
Betsy Carr
Client Service Manager, Operations Mid-Lead
Joel Dean, CFP®
Partner, Senior Investment Advisor, Director of Wealth Management
Ben Ezrine, CFP®, CPWA®
Investment Advisor
Alexandra Flemings
Client Service Associate
Olivia Carufel
Operations Associate
Andrew Barag, CFP®, CRPC®
Senior Investment Advisor
Jason Gove, CRPC®, CWS®
Investment Advisor, Phoenix Office Lead
Helen Halloran
Compliance Director
Kayla Morris
Compliance Associate
Ryan Curwick, CFP®, CFA®
Senior Investment Advisor
Drew Fear
Investment Advisor, Denver Office Lead
Jonas Roos, CFP®
Investment Advisor, West Coast Advisor Lead
Alyse Athans
Director of Client Experience
Joseph McDonald
Investment Advisor
Christopher Kuzelka, CFP®, CTFA
Investment Advisor
Brett Noggle, CFP®, CFA®
Investment Advisor, Atlanta Advisor Lead
Elizabeth Kelly
Marketing Director
Chase Strait
Investment Associate
Chloe Glasgow
Operations Assistant
Olivia Grecco
Investment Associate
Clayton Carden
Business Development Associate
Remington Hasty
Client Service Associate
James Mack
Investment Associate
Erica Ruggiero, J.D.
Estate Planning Strategist
Amy Anderson
Operations Associate
Brittany Baker
Client Service Manager
Rafael Rondino, CFP®, MBA, RICP®
Senior Investment Associate
Cary Anne Beavers
Client Service Associate
Miller Majors, CPA, CFP®
Investment Advisor
Abbie Elkourie
Client Service Associate
Loughlin Mulloy
Client Service Associate
Aura Shaffer
Team Lead
James Horn
Transformation Analyst
Emily Sheehan
Operations Associate
Ricky Yang, CFP®, CHFC®, RICP®
Investment Advisor
Jackson Figiel
Investment Associate
Trevor Payne
Investment Associate
Pebbles Santana
Client Service Associate
Brenden Urban, CFP®
Investment Advisor
Shaun Mazumdar
Investment Associate
Hailey Prochaska
Operations Associate
Jayden Durrah
Investment Associate
Megan O’Rourke
People Operations Manager
Ryan Doolittle
Podcast Producer, Host, and Writer for Retire Sooner Team
Jay Gardner, CPA
Investment Associate
Mike Parsons, CFA®, CPWA®
Family Office Advisor
Ansur Ahmed
Private Investment Specialist
Madi Grosse
Family Office Associate
David Doverspike, J.D., LL.M.
Family Office Wealth Strategist
Jennifer Gay
Family Office Client Service Manager
Matt Clark, CFP®
Business Development Manager
Troy Tomczak, CIMA®, CFP®
Business Development Manager
Mary Margaret Boyd
Client Service Associate
Alex Nuechterlein
Business Development Associate
Zipporah Haynes
Marketing Coordinator
Marisa Harris-Phang
Video & Audio Producer
Allie Kirkegaard
Senior Operations Associate
Camden Anderson
Senior Investment Analyst
Chase Turner
Investment Analyst
Claudia Gacon
Client Service Associate
Isabella Hall
Operations Associate
Jeff Lloyd
Investment Advisor, Co-Host of "Money Matters"
Sonia Velazco
Client Service Associate
Amy Pelzek
Operations Associate
Erin Kmetz
Operations Associate
Inessa Loyevska, CPA
Controller
Colin Schoeneman
Director of Salesforce
Aaron Martinez
Salesforce Administrator
Judi Borduin
Client Care Coordinator
Naomi Hill
Operations Assistant
Hannah Kaplan
Director of People Operations
Hector Fuentes, MBA
Staff Accountant
Joe Trapani
Chief Technology Officer
Matthew Shambra
IT Support Specialist
Justyn Grady
Investment Advisor
Matt Lane
Investment Advisor, Atlanta Advisor Lead
James Crossley, CPA
Tax Director
Sarah King Parker
Director of Tax Services
Emily Raitano
Tax Operations Manager
No team members match your search. Try a different name or role.
Nearly 30 Years of Helping Families Retire Happy
From a single office in Sandy Springs to a nationwide team across five states, our growth has always been driven by one thing, serving more families well.
As of December 31, 2025
-
1996 Founded
The beginning in Sandy Springs
Mike Reiner co-founded Capital Investment Advisors with its first office in Sandy Springs, following a successful career in corporate banking.
-
2009
Ownership expands
Wes Moss, Mitch Reiner, and Matt Reiner join as Managing Partners, broadening the firm's leadership and vision.
-
2018
Growth into Florida
Our Tampa Bay branch opens its doors, and our Atlanta headquarters moves to a larger office to support continued growth.
-
2019
Denver opens
Our third office location opens in Denver, Colorado at 8101 E. Prentice Avenue, extending our reach westward.
-
2020
Partnership grows
Holly Mallory, Jeff Keane, Bryan Rea, and Robert Sanders join the partnership, deepening our long-term commitment to clients.
-
2022
Phoenix opens
Our fourth office location opens in Phoenix, Arizona at 2141 East Camelback Road.
-
2024
Dallas opens
Our fifth office location opens in Dallas, Texas at 5495 Belt Line Road.
-
2025 Today
Partnership expands
Amanda Lewis, Connor Miller, Joel Dean, and Dan Abramowitz join as long-time employees turned partners, strengthening our future leadership.
In The Press
Recent features, recognitions, and commentary from our team.
Capital Investment Advisors Named to InvestmentNews’ 2025 List of Top Financial Advisor Teams in the USA
ATLANTA – May 23, 2025 – Capital Investment Advisors is proud to announce that it has been recognized as one of InvestmentNews’ “Top Independent HNW Teams of 2025” and was among 20 firms chosen in the Southeast Region. According to InvestmentNews, the selection process relies solely on objective, independent data such as: SEC filings: Evaluated […]
On September 12, 2025, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #77 of Top 100 RIA Firms
Capital Investment Advisors is proud to announce that Barron’s has named Capital Investment Advisors, LLC as one of the 2025 top 100 RIA Firms. On September 12, 2025, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #77 of Top 100 RIA Firms. Rankings were based on assets managed by the firms, growth, technology spending, succession […]
Jeff Lloyd Featured in MarketWatch
Recently, Wes Moss was featured in a MarketWatch article on secrets to successfully taking RMDs – and minimizing taxes while doing it. Read the excerpted section of the article below. ‘A well-crafted plan should be personalized to align with income needs, charitable intentions, and legacy planning objectives,’ says Jeff Lloyd, investment adviser representative at Capital […]
Hear From Our Happy Retirees
Client Spotlight
Adventure After Retirement: Hiking the Tour du Mont Blanc
Some retirement dreams take shape over decades. For one of our clients, David Scott, his lifelong love of backpacking led to a 100-mile trek through the Alps and an unforgettable journey around Western Europe’s highest mountain: Mont Blanc.
Read More
Client Spotlight
They Almost Didn’t Retire, Now They’re Exploring Scotland
Charles and Dawn Norfolk were originally hesitant to retire, but because they had the means and the desire, Jason Gove, one of our Phoenix team members, encouraged them to make the leap. One of their customers purchased their business, providing a clear path to step away. They stayed on for four years to help ease the transition, then moved from Texas to Tennessee.
Read More
Client Spotlight
From Fords to Ferraris- Frank Harms’ Guide to Driving Your Retirement Dreams
With each opportunity to spotlight a client's achievements, we inevitably learn something valuable. The hope is to spread that knowledge and joy to inspire others in their own retirement journeys. Today, the spotlight shines upon Frank Harms and his love for cars.
Read More
Client Spotlight
A Nordic Journey with Bonnie & Joe
Of course, some people go to work every day without ever feeling inspired by the families they serve. To us, that’s almost unimaginable, and clients like Bonnie and Joe make that inspiration abundantly clear. Joe retired from AT&T Bell Labs in 2007 after 35 years of dedicated service. Bonnie joined him two years later after being SE division manager for Cigna—presiding over the call center, case management, and physical building operations. And not for nothing, but she was also a crackerjack tennis player, winning more than her share of ALTA city championships.
Read More
Client Spotlight
Tigers, Temples & Travel Triumphs: Matt and Donna Explore India & Nepal
From career goals to bucket list adventures, each retiree's journey is uniquely their own. At Capital Investment Advisors, we love spotlighting retirees who are embracing the freedom, joy, and fulfillment that retirement can offer. Today, we’re thrilled to share the story of Matt and Donna—two spirited travelers who recently checked off two major destinations from their retirement wish list: India and Nepal.
Read More
Client Spotlight
From Boardrooms to Bookshelves: How Gerald Turned Retirement into a Creative Renaissance
A native Georgian who grew up in the Atlanta suburb of Decatur, Gerald received a BBA from the University of Georgia (Go Dawgs!) and then signed up for three years of service as an artillery officer in the U.S. Marine Corps. Along the way, he achieved his MBA from the University of Tampa and went to work for companies such as Coca-Cola Enterprises and Genuine Parts Company.
Read More
Client Spotlight
Writing, Retirement, and Southern Soul – The Inspiring Encore of Chris Jones
If you cross-checked Capital Investment Advisors’ client list with a roster of extraordinary citizens who stand out in their respective communities, there would be plenty of overlap. Today’s spotlight shines on one such happy retiree—Chris Jones. Born in Alma, the blueberry capital of Georgia, his first job was as a high school radio DJ, which led to a stint as a news and sports reporter. In what he now refers to as a forty-year detour, he spent most of his career in corporate public affairs. Retiring from that world of politics and legislation in 2015 finally freed him up to rediscover his journalistic roots.
Read More
Client Spotlight
Kyle & Russ’s Month-Long Adventure Out West
Our job is to help retirees find happiness. When they do, we celebrate the news to help inspire others to pursue their core pursuits. Today, the spotlight is on Kyle and Russ. Kyle is a retired English professor. Russ mostly retired from IT management and Process Improvement in 2016 but maintains a small portfolio of consulting work to minimize nest egg withdrawals. With their newfound freedom, they decided to hop in a convertible Mustang and head west for a month-long, unforgettable road trip to visit family in the West Coast and complete the California Coast Highway.
Read More
Client Spotlight
To Iceland And Beyond
Retirement often marks the end of a career, but for Jerry and his wife Cherie, it was the beginning of something extraordinary—a chance to turn their lifelong dreams into unforgettable experiences. From dogsledding in Norway, chasing Atlantic puffins under Iceland’s misty skies to marveling at wild bears in the heart of Mount Rainier, their adventures remind us all that retirement is not only a retreat but a launchpad.
Read More
Client Spotlight
Dallas And Lisa’s Cherished Italian Adventure
Lisa retired from the Bell System in 2006 and Dallas a year later, timing that was influenced by an early package offer after the “new” AT&T bought out the company. No longer tied to their desks, they jumped at an invitation from their daughter Candice for an Italian adventure. Candice and her husband Collins had honeymooned there nearly 20 years prior and had always wanted to return with Dallas and Lisa.
Read More
Client Spotlight
A New Chapter of Service for These Happy Retirees
Retiring after a successful career as a chemical coating sales representative and over 30 years in healthcare management, Lloyd and Vickie were ready to get started on their core pursuits: community service and leadership. The two moved to Lake Oconee near Greensboro, Georgia. Wasting no time, Lloyd became Homeowners Association (HOA) President of their new community and then joined the Greene County Volunteer Fire Department, where he spent a decade ensuring the safety and well-being of his neighbors.
Read More
Client Spotlight
Elayne & Randy Visit All 63 National Parks in the U.S.
When it comes to traveling, Elayne and Randy prefer outdoor settings and enjoy hiking, so the national parks were a natural fit. The idea to visit them all came on a whim, and they said, “Why not?” The freedom to make that choice is one of the benefits of a happy and financially secure retirement.
Read More
Client Spotlight
Liz & David’s Dream Trip to Iceland
Our readers know that from time to time, we like to swing the spotlight around, off of us, so that the light can shine brightly upon our clients. Today, we need two lights—one for our clients and one for the Travel and Cruise Authority who helped them plan the trip of a lifetime.
Read More
Client Spotlight
Barbi’s Cowgirl Escapade & Living the Colorado Dream
We’ve all got that dream that’s been creepin’ and crawlin’ around in the back of our minds for years. Perhaps it’s something we’ve always wanted to do but never got the chance or had the nerve.
Read More
Client Spotlight
Ingrid’s Second-Act Career as a Travel Agent in Retirement
There’s a ubiquitous saying in American culture: If you can’t beat ‘em, join ‘em. Ingrid Reckard didn’t want to beat ‘em, but she certainly joined ‘em.
Read More
Client Spotlight
A Happy Retiree’s Hobby Restoring Classic Cars in Retirement (1970 Ford Bronco)
Much of the recent financial news has been laser-focused on inflation, and rightfully so. When prices go up, quality of life doesn’t often follow. At Capital Investment Advisors, we might have up-to-the-minute analysis on the Federal Reserve’s latest rate hike, but that doesn’t mean we’re paying any less for eggs at the grocery store.
Read More
Client Spotlight
Rafting the Colorado River Through the Grand Canyon in Retirement
When you spend most of your time helping folks plan for the happy retirements they deserve, it’s rewarding to stop and enjoy the ones who get there. What could’ve been a one-off article has become a running series of spotlights because so many of our clients are out there living out their dream retirement life.
Read More
Client Spotlight
A Happy Retiree’s Bucket List Trip to the Cathedral of Siena
One of the most rewarding aspects of working in portfolio management and retirement planning is seeing positive results in real-time. At our firm, we believe strongly in the principles we preach, but it’s up to our clients to go out there and live life to the fullest. One client, Janet, recently did just that with a visit to the Siena Cathedral located in Italy.
Read More
Client Spotlight
Hidden WWII Letters Help This Retiree Discover More About His Family
When finding happiness in retirement, our clients take many different paths. From time to time, we like to shine a light on the road a particular person has traveled. We’ve covered a lot of territory, but today’s spotlight illuminates more hallowed ground.
Read More
Client Spotlight
A Happy Retiree Couple’s Volunteer Opportunity at Olympic National Park
At Capital Investment Advisors, our team is lucky enough to work with a stellar group of clients. However, even amongst that group par excellence, Cyndi and Chelsy Cross stand out.
Read More
Client Spotlight
A Happy Retiree Couple’s Journey Along The Appalachian Trail
My job is to help folks find a path to happiness in retirement. Time, experience, and curiosity have accumulated into knowledge that I try to impart to my firm’s financial clients, radio and podcast listeners, and readers. One of my rewards is hearing the stories told by the people who take this advice to the next level.
Read More
Client Spotlight
The Story Of How Two Happy Retirees Played At Carnegie Hall
How do you get to Carnegie Hall? I always took 7th Ave but it never got me onto the stage. Making it that far requires practice.
Read MoreOur founder
Michael Reiner
1952 – 2024
Michael's passion for helping his clients Sleep Well At Night (SWAN) and his legacy of dedication, vision, and unwavering values has shaped who we are at Capital Investment Advisors.
A 1974 University of Georgia graduate with a BBA in Finance, Michael spent 13 years as Vice President of an asset-based lending group before co-founding Capital Investment Advisors. He believed deeply in the core values that guide us and in helping others create a better life.
The team at Capital Investment Advisors is committed to honoring his vision by continuing to serve with the same passion, respect, and care he held so dear.
Featured team
The Retire Sooner® Team
A passionate group of investment professionals, content creators, and media specialists dedicated to helping families plan for a happier, more secure retirement.
Grounded in our research showcased in Wes Moss's books, our team curates insightful materials designed to inspire and inform. From engaging podcasts, radio shows, and videos to practical articles, books, and online tools, we're here to guide you every step of the way toward retiring sooner and living better.
One conversation can change
how you see retirement.
Fifteen minutes. Zero commitment. A clearer picture of what’s possible.
Start with a 15-Min Intro Call ›Complimentary. No obligation.
